Your security is the equity that is purchased in each property, which insures the safe loan to value ratios for our private lenders and the profit for our real estate investors. This creates one of the safest, high-yielding investment opportunities available.
Private Mortgage lending is becoming a commonplace solution for consistantly obtaining very high rates of return without being subjected to uncertain and volatile stock or fund markets. It is an incredible way to build wealth rapidly, and especially safely, that most people aren't aware exists. Private lenders for all intents and purposes are the "bank" for the professional real estate investor.
All the work is done for you at no cost. Our local real estate attorney handles both the funds and the documents for completing the investment. You will get a recorded Deed or Trust, a promissory note, and a hazard insurance endorsement.
We think you'll agree it's very difficult to get such a high rate of return and security all in one. This is what we provide. Please look at My Return to see how it will work for you.
Now you can enjoy life without having to check daily financial pages to see if your invesment has changed for the worse. By placing your money with us you now have peace of mind, which is priceless.
Mortgage lending is an incredible way to build wealth rapidly that most people aren't aware exists. Becoming a private mortgage lender means you can loan your money with confidence. Because the money is secured by a first or second mortgage, it will not only give you peace of mind, but will also give you the high yield returns that often come only with high financial risk.
Our process considers private lenders to be people who loan money to professional real estate investors for the purpose of buying, refinancing and/or repairing residential and commercial real estate. These funds are always secured by a private mortgage loan (Deed of Trust) on the real estate and promissory note to pay back the loan to the private lender. Private lenders for all intents and purposes are the "bank" for the professional real estate investor.
There are many reasons why real estate investors prefer the convenience that comes with private lending. Most banks cannot provide the funds they need to be successful because their policies are aligned against the real estate investor. The availability of your money can be very valuable to an investor looking to close a deal quickly and secure a low purchase price.
The current interest rate is fixed at 12% when you allow the interest to accrue and be paid when the loan is paid off (at the time we sell the property). This is the most rewarding and popular choice. Although you can control your investment by choosing annual, quarterly, or monthly interest payments, your interest rate will be lower for those options.
The private lending arrangement gives you confidence through a mortgage secured by real property at a great loan to value ratio to protect your investment. When you are dealing with a maximum of 80% LTV (on first position loan) there is so much equity above your loan that if for any reason you had to take the property back, it could quite often be quickly sold for much more than your investment and interest earned.
We do all the work involved in this process along with a local real estate attorney and our settlement agency. We rely on our settlement agency to create the proper documentation to protect your interests and ours. All of this costs you nothing. We pay all of the closing costs. If you make a loan for $100,000 you get a Deed of Trust for $100,000. (20% equity - 80% LTV)
Don't wait to begin safely earning a high rate of return on your investment dollars. You'll be amazed at how simple and rewarding Private Mortgage Lending can be.


